- 01
Create a payment
Create a checkout from your dashboard or server integration.
- 02
Your customer pays
They choose an enabled wallet or QR payment method.
- 03
Follow the status
Track verified payment updates and transaction records.
- 04
Review your balance
See settlements, available funds and payout requests.
Merchant payments for PakistanAccept payments
Accept payments
in Pakistan
with confidence.
Accept JazzCash, Easypaisa and QR Pay on hosted checkout. Distribute your available balance through the Payout API, or request a payout directly in the official web portal.
- 3
- Payment methods
- 2.5%
- Starting MDR
- One
- Merchant dashboard
HOSTED CHECKOUT1. Method2. Authorize
Choose how to pay
Payment to Demo StoreRs 2,500.00Order #FLX-DEMO-1024
Scan to explore
Approve in your wallet app
This sample QR cannot receive payments.
That’s a smooth checkout.
Demo completed. No money was charged and no transaction was created.
Interactive demo · No money charged
ONE OPERATING VIEWFrom checkout to payout,
From checkout to payout,
one connected view.
Customers pay on hosted checkout. Your team follows payments, balances and settlement activity in one place.
Hosted checkout
Give every order a dedicated payment page with familiar local methods.
Explore checkoutPayment links
Share a checkout link with customers, without building a payment form.
Explore payment linksPay-in & Payout APIs
Collect customer payments and distribute available funds through server-side APIs.
Read the integration guideMerchant workspace
Track payments, balances, settlements and account controls.
Explore the workspacePAYMENT METHODS & PUBLISHED FEESFamiliar ways to pay.
Familiar ways to pay.
Rates you can see.
Three local methods. Clear merchant discount rates.
JazzCash at 3.8%, Easypaisa at 3.8%. QR Pay at 2.5%.
Mobile walletJazzCash
3.8%
MDR per successful payment
Let customers authorize a payment from their JazzCash wallet on a Flux hosted checkout.
Explore JazzCash
Mobile walletEasypaisa
3.8%
MDR per successful payment
A familiar wallet payment experience, with clear instructions and payment status.
Explore Easypaisa
QR paymentQR Pay
2.5%
MDR per successful payment
Accept OneQR / Raast QR payments through the available provider flow.
Explore QR PayMDR is deducted from the merchant payment amount. Negotiated account rates and any applicable taxes or other agreed charges follow your merchant terms. Methods require approval and provider activation.
COLLECT. AUTOMATE. PAY OUT.Your available balance.
Your available balance.
Ready for its next move.
Choose how to send funds from your available balance: automate payout requests through the Payout API, or initiate them yourself in the official Flux web portal.
Automated Payout API
Connect your business platform to Flux and initiate payouts programmatically from your available merchant balance, without manually submitting each request in the web portal.
2.5%published service charge
Available balanceAPI requestConfirmed transfer
Explore Payout API Official Web Portal Payouts
Sign in to the official Flux web portal to review your available balance, select a verified payout destination and submit your payout directly from the dashboard.
1.6%published service charge
Available balancePortal requestConfirmed transfer
Explore portal payouts Instant bank transfers are supported for eligible, enabled accounts. Final credit depends on provider confirmation, bank availability, balance and account review. Incoming funds must become available before they can be sent.
ABOUT FLUX PAYOne platform.
One platform.
Built around
your business.
A connected payment experience for Pakistani businesses: customer collections, API distribution and payouts initiated in the official web portal.
Your customers get familiar ways to pay. Your team gets clear transaction records and a workspace to follow funds after checkout.
ILLUSTRATIVE WORKSPACEEvery payment,
in perspective.
Example available balancePKR 48,500.00
Order #1024QR Pay · Example transaction
PKR 2,500CompletedFOR DEVELOPERSAPI-first.
API-first.
Integrate with clarity.
Use Pay-in APIs to create customer checkouts and Payout APIs to distribute available merchant funds. Verify every payment and transfer result on your server.
- Pay-in & Payout APIs
- Idempotent creation
- Signed webhooks
- Test & live credentials
create-payment.http
POST /api/v1/payments/create
Authorization: Bearer $FLUX_SECRET_KEY
Content-Type: application/json
Idempotency-Key: order-1024-create
{
"amount": 2500,
"order_id": "ORDER-1024",
"payer_email": "buyer@example.com",
"return_url": "https://example.com/thanks"
}
// Use the returned payment.checkout_url.
// Verify status on your server before fulfilment. Secret credentials stay on your server.
YOUR NEXT STEP
A straight path to accepting payments.
Set up your account, complete the review and connect when approved.
01
Create your account
Register your business contact details and complete email verification.
02
Apply as a merchant
Submit your business, identity and settlement information securely.
03
Complete the review
Track your application and provide any additional information requested.
04
Connect & collect
Create API credentials or payment links once your account is approved.
SECURITY & CONTROL
Built for careful, controlled operations.
Private business documents
Business verification documents are handled separately from public website assets.
Verified payment updates
Payment status is confirmed on the server, rather than accepted from a customer’s browser.
Account & payout controls
Payment access and payout activity follow the permissions configured for each merchant.
FREQUENTLY ASKED QUESTIONS
Straight answers before you apply.
Methods, fees, onboarding and integration. All in one place.
Which payment methods can I offer?
Flux offers JazzCash, Easypaisa and QR Pay through the OneQR / Raast provider flow. Customers only see methods enabled for the merchant and available for their payment.
What are the published transaction fees?
JazzCash: 3.8% MDR. Easypaisa: 3.8% MDR. QR Pay: 2.5% MDR. Agreed account rates, fixed fees and reserves may apply.
How does hosted checkout work?
Create a payment link from your merchant dashboard or integration, then share or redirect to the returned checkout URL. Flux displays the amount and available payment methods. Your backend verifies the payment before you fulfil the order.
Do I need merchant verification?
Yes. Complete your account and business application, supply the requested documents and settlement details, and pass the merchant review before accepting live payments.
How do automated API payouts work?
Connect your business software to the Flux Payout API to initiate payout requests programmatically from your available merchant balance. The 2.5% service charge applies to API-initiated payouts and covers this automated service. Your integration can submit requests and follow verified status updates without manually entering each request in the web portal.
What is the charge for payouts through the official web portal?
Payouts initiated directly in the official Flux web portal carry a 1.6% service charge. Sign in to your merchant dashboard, review your available balance, select a verified payout destination and submit the request.
Why do API payouts and portal payouts have different rates?
The pricing reflects how a payout is initiated. Official web portal payouts are submitted directly by the merchant and carry a 1.6% charge. Payout API requests are initiated programmatically through your integrated business systems and carry a 2.5% charge for the automated service.
Will my bank receive the transfer instantly?
Instant transfers are supported when the provider, destination and merchant account are enabled and eligible. Credit is confirmed by the provider; bank outages, account review or processing can delay a transfer. Incoming funds must first become available.
Can I try checkout without paying?
Yes. The interactive checkout on this page is a visual demonstration. It never sends a charge request. Use the platform’s test credentials for a separate integration test.
Need another detail? Contact our team